August 20, 2013 • Page 2 shop online at www.missourivalleyshopper.com Dave Says 1000 It’s Why You Have Health Insurance BY DAVE RAMSEY Dear Dave, Do you think having cancer insurance is a good idea? — Brittany Dear Brittany, No, I don’t believe buying cancer insurance is a good idea. However, I do believe everyone needs health insurance. If Dave you have a good health policy in place, it’s going to cover you in the event you’re diagnosed with cancer. Lots of insurance companies offer these policies because cancer is such a scary thing. It’s a hot-button topic, and many people have lost friends and relatives to cancer. I don’t believe in cancer policies though. You need a good emergency fund of three to six months of expenses, longterm disability coverage and a solid health insurance plan. My favorite health plan, and what I use personally, is the Health Savings Account (HSA). With an HSA you have money sitting there to cover some of the ancillary things. Most cancer policies won’t cover alternative treatments and things like that, and lots of them are income policies, meaning they replace a portion of your RAMSEY income, but that’s what disability insurance is for. — Dave IMPULSIVE MAY EQUAL HOMELESS Dear Dave, I moved to New Orleans four years ago for a job. I was let go and found a government job pretty quickly, but I’m ready for a change of pace. I’m thinking about using my two weeks of vacation to move and find something different in Austin, Texas. I have a little cash saved, but how much savings should I have in place for something like this? — Montgomery Dear Montgomery, What you’re describing may have sounded fun and cool to me when I was 20. But I made lots of really dumb mistakes back then, and it’s Schuurmans Farm Supply IN STOCK NOW Twine: 4,000 PGI x 440 Strength NEW! Just in time for seeding lawns! Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. HAY TARP SALE Bluebird, Toro, & Ryan Grass Over Seeders All in Stock Ready for your Fall Grass Seeding For Big Squares 14’ x 54’, 25’ x 54’, 33’ x 54’ All Tie Downs Included BALE FORKS Classen Seeder Big Round or Big Square For Skid Loaders, Tractor Loaders or 3-Point TSS-20H 20” Self propelled over seeder Limited, Loaded, Local Trade 21,750 Show Room Condition! Many NEW Cars & Trucks to choose from! Cars 2013 “ALL NEW” Ford Fusion SE, Ruby Red, Clear Coat, Tech Package..........................................$22,850 2013 Ford Taurus, limited, loaded, local trade, show room condition...................................................$21,750 2013 Ford Taurus SEL, Heated Leather, Remote Start, 6 to Choose from, starting at.........................$24,850 2012 Ford Focus 5-door Hatchback SE, 32,000 miles, beautiful, 1-owner........................................................$15,900 2011 Ford Fusion SEL, V6, 31,000 miles, Local Trade....................................................................$19,900 2010 Mercury Milan Loaded, 10,000 miles............$17,950 2010 Ford Fusions/Mercury Milans, 4 to choose from! Starting at......................................................................$14,900 2009 VW Jetta, Loaded, Local Trade.....................$15,950 2009 Ford Focus, 1 Owner, SE, Local Trade..........$13,500 2009 Chevy Impala LT 28K, Local Trade...............$15,900 2008 Buick Enclave, Local Trade..............................$15,900 2007 Chevy Impala V6, LS, Local Trade..................$9,900 2006 Ford Focus ZX3 53,000 local miles, beautiful...........................................................................$8,900 2006 Ford Fusion SE, Local Trade..............................$8,950 2006 Mercury Milan, Local Trade..............................$8,900 2005 Chevy Cavalier, Nice little car..........................$3,450 2005 Chevy Malibu Maxx, Loaded, Panaramic Roof, Local Trade......................................................................$6,900 2003 Lincoln Town Car, Signature, Local Trade.....$8,350 2013 “ALL NEW” Ford Escape SEL, AWD, Ecoboost, PWR liftgate, Tech Package.......................................$28,950 2012 Ford Edge, Limited, Like NEW!.....................$28,450 2012/2011 Ford Escapes, 4 to choose from, Low Miles, Factory Warranty.........................................................$21,900 2011 Chevy Equinox LT, 30,000 miles....................$20,900 2008 Mercury Mountaineer AWD, Local Trade....................................................................$13,900 2008 Lincoln MKX, Local Trade..............................$23,500 2008 Ford Edge Low Miles, AWD.......................... $22,900 2007 Chevy Tahoe LTZ Local Trade, DVD, Sunroof...........................................................................$19,900 2006 Ford Escape XLT, Local Trade...........................$8,450 2004 Mercury Mountaineer, Local Trade, Loaded.............. Light Trucks ............................................................................................$7,900 2013 GMC Sierra 1500, X-Cab, SLE, 14,000 miles, 2002 Chevy Trailblazer LT, Leather, Sunroof, local Trade......................................................................$26,900 Local Trade.......................................................................$7,500 2011 Ford F150 SuperCrew Lariat, All Wheel Drive 15,000 miles..................................................................$32,900 Vans 2010 Chrysler Town & Country, LX, Low Miles. .$20,500 2011 Chevy 1500 LTZ, Beautiful Truck..................$28,900 2007 Chevy Uplander, Local Trade............................$9,900 Light Trucks 2009 Ford F150 Super Cab Lariat, Loaded, Local Trade....................................................................$19,500 2008 Ford F150 SuperCrew Lariat, Loaded...........$16,900 2008 Ford F150, XCab, FX4, Leather Buckets, Local Trade....................................................................$19,900 2008 Ford F150, X-Cab, XLT, Local Trade.............$15,900 2007 Ford Ranger X-Cab XLT, Local Trade, V6, Auto, 2WD.............................................................$10,450 2007 Ford F150 Reg Cab XLT Local Trade.............$15,775 2003 Ford Ranger XLT, Reg Cab, 2WD Local Trade.....................................................................$5,900 1994 Ford Ranger X-Cab XLT , Local Trade............$4,450 Heavy Duty Trucks 2012 Ford F-350 Super Duty Crew Cab, 4x4, XLT, 2 to choose from.................................................$39,735 2005 Ford F-250 Reg Cab, XLT, Diesel, Local Trade....................................................................$14,950 2005 Ford F-250 X-Cab, XLT, Diesel, Local Trade....................................................................$18,750 2004 Ford F-250 Crew Cab, XLT, One Owner, Local Trade....................................................................$14,950 2001 Chevy 2500 HD Reg. Cab 4x4.........................$7,950 2001 GMC Sierra X-Cab SLE Duramax, diesel, local trade, 2WD ...........................................................$9,900 2001 Ford F-250 X-Cab, XLT, Powerstroke, Local Trade....................................................................$13,900 1999 Ford F250 Reg. Cab 4x4.....................................$7,400 Special Interest 2004 Harly Roadking Custom, Lots of Extras......$10,900 Open Monday-Friday 8-5:30 Saturday 8-1:00 Located 1 Mile West of Tyndall, SD on Highway 50 605-589-3362 Toll Free at 1-888-877-5035 Your Hometown Locally Owned Dealership! WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALES.NET WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALE S.NET 2013 Ford Taurus $ $ SUVs Tasty dirt raised pigs for butchering. Also, grass fed beef. Both 100% naturally raised. 402-336-7008. Please Recycle When Done Reading! CARS/TRUCKS WANTED! Top $$$$$ PAID! Running or Not, All Years, Makes, Models. Free Towing! We're Local! 7 Days/Week. Call Toll Free: 1-888-416-2330 nani GET CASH TODAY for any car/truck. I will buy your car today. Any Condition. Call 1-800-864-5796 or www.carbuyguy.com nani PASS TIME IN LINE. READ THE SHOPPER. 605-665-5884 319 Walnut 605-665-5884 • Yankton, SD 319 Walnut • Yankton, SD To place your ad, call: WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALES.NET 2012 Ford Edge Limited, All Wheel Drive............$28,450 2012/2011 Ford Escapes, 4 to choose from, low miles Factory Warranty.........................................................$21,900 2011 Ford Taurus, Limited.........................................$22,950 2010/2011 Ford Fusions/Mercury Milans, 4-choose from! Starting at..........................................$14,900 2010 Ford Ranger, X-Cab, XLT, 4x4, 14,000 miles, local trade......................................................................$21,900 2010 Chrysler Town & Country, LX Low Miles...$20,500 2008 Ford Edge, Low Miles, AWD..........................$22,900 2008 Lincoln MKX, Local Trade..............................$23,500 Food - Beverage 665-5884 www.schuurmansfarmsupply.com Ph. (605) 589-3909 or Cell (605)464-1113 Program Vehicles/ Vehicles with Factory Warranty 1020 CAR INSURANCE $19/Month Any Driving Record or Credit Type. Canceled? No Problem. Lowest Rates In Your Area! Instant Coverage. Call NOW for a FREE QUOTE! 1-800-231-3603. nani Call Classi?eds 5 miles West of Tyndall on Hwy. 50 Corner of Hwys. 50 and 37 Vehicle k! e f the We o Machinery Consignment Sale, Mon., Sept. 9, 2013 at 9:00 A.M. Consign early by Aug. 26, 2013 for complete advertising. Gilbert's Sale Yard, LLC, 641-398-2218. 2 Mi. N. of Floyd, IA On Hwy. 218. Tractor House Internet Bidding Available. www.gilbertsaleyard.com (MCN) Cars junk cars, pickups, vans, running or not. Instant quote & free pickup. McLean Auto Salvage. (402)360-0756. $3,500 August is the time to over seed your lawn! WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALES.NET ~ WWW.COUNTRYFORDSALE S.NET definitely not the way I would handle things now. Austin is a fantastic city. It’s booming, the people are great and it’s only about a day’s drive from New Orleans. But going over there cold turkey with nothing but a little money in your pocket isn’t a good idea. In other words, I’m not going to give you permission to be impulsive and unwise. If I were you, I’d take those two weeks of vacation, go to Austin, and see if I could line up a job. In addition to that, use every waking moment you’re not at work to scour job listings in and around Austin. Even if it’s an interim kind of thing or two part-time jobs, at least then you wouldn’t have to burn through all of your cash. Montgomery, this is the very same advice I’d give my own son if he called me in this situation. I love that you’re taking charge of your life and looking to make things happen. Just make sure you use a little wisdom and some planning in the process. Never jump off the dock before the ship has arrived! — Dave Auctions - Public 1200 Sales Buying Labor Day Early Deadlines Will be closed on Monday, September 2nd for the Labor Day holiday. The deadlines for the September 3, 2013 issue are: Display Advertising: Thursday, August 29 at Noon Classified Advertising: Thursday, August 29 at Noon Linda & Larry Kollars - Moving Auction Saturday August 24, 2013 2010 Roberts Street Yankton SD • 12:30pm (rain date Sunday August 25, 2013) FURN ITURE: Ethan Allen Bedroom set: large chest an d broken pedim ent bed fram e w ith kin g size bed, en d table w ith shelf, Black canvas chair an d footstool, brow n w icker n ight stan d,w icker table,brass bed w ith n ew er m attress-fullsize,Q uilt ladder, Form ica top en d table, Tan love seat, green chair w ith foot stool, 2 oak book cases, bam boo table AN TIQ U ES AN D CO LLECTIB LES: Victorian cheese cabin et w ith kn ife,beautiful cherry w ood shavin g m irror w ith draw er-Davis Cabin et Com pany, Parlor table w ith scroll w ork, sm all w aln ut cabin et w ith batw in g pulls, w ood tren cher(dough bow l), oak plan t stan d, Tel City sm all cabin et, 4 ladder back chairs, red lam p, w ood Firkin w ith lid, gold pain ted horse w eather van e w eight, 3 gal brow n crock butter churn , 2 press back chairs, sm all chair, quilts, En glish fire box, child’s m etal law n chair, black child’s rocker, su gar box, N ew En glan d Christm as villages, Bavarian plate-pain ted poppies, silver trays, w ood sled, sm all crocks, Daisy #40 glass butter churn , un m arked glass butter churn , floral pain ted card table, large toy red barn w ith an im als, fen ce an d 2-856 Farm all Tractors-w agon -disk-plow , glass chicken w aterer, 2 w ood hat stan ds for table top, Beer stein from Germ any, Clocks, Fran ciscan apple dishes-place settin g for 6, 80’s records, Fen ton glassw are, cast iron w ares, w ood coffee grin der, w affle iron for fireplace, vin tage clothes, m olds, gam es, cook books, M cCoy flow er pots, art n ouveau 3 piece dresser set, tea pots, n eedlew ork, Fran klin ceram ic birds, n ativity set, m atchbox play cases, stain glass that is Lin da’s ow n art w ork, M aria Brooks 1884 fram ed etchin g- “I w on der if he m ean t it” Charles Spragu Pearce (Paris) fram ed etchin g-”disappoin tm en t”, Cherry pitter, M iss Am erican dishes, 14 D u ck un lim ited pictures/stam ps, cast iron corn bread pan , gam e of Yan kton , sm all crocks an d bow ls, Christm as bubble lights an d can dle holders, steeple clock, copper trays, Flyer sled H O USEH O LD ITEM S: brass lam ps, electric ice cream m achin e, JVC color TV, K itchen aide stan d m ixer,blen der,M ow er,Sn ow Blow er O UTDO O R FURN ITURE & M ISCELLAN EO US: John Deere m odel 826 snow blow er/ chains/electric start,Snapper 8 3/4 hp /self-propelled /heavy duty m ow er, 6 black w rought iron rocking chairs and round table,M akita 9.6V drillw ith flashlight com bination,hand tools,B/D 1/ 2” drillset,M akita rechargeable drill,10 band shortw ave radio AUCTIO N EERS N O TE: Lin da an d Larry are m ovin g an d w ill be sellin g really n ice clean item s at this auction . Lin da is a Q uester an d has collected un ique item s over the years. Sherry Soukup-Neuharth Auctioneer Clayton Sohler Auctioneer 605-665-5266 or 605-660-3931 Email: soukupauctions@aol.com Call Sherry for your next Auction! We asked our readers, “What EXTRAordinary results have you gotten from The Classifieds?” They answered. “I got my first job thanks to the Missouri Valley Shopper Classifieds!” - Joe Sizemann Don’t miss out on any of the extras. Find your next job, car, house, apartment, boat, guitar, pet or anything else you want to buy, sell or offer. MISSOURI VALLEY SHOPPER www.missourivalleyshopper.com