April 1, 2014 • Page 2 shop online at www.missourivalleyshopper.com Dave Says Keep The Lifestyle Simple Herb walked into O’Dontal Dental the other day, holding his hand against a swollen face. He hadn’t even made an appointment to see Perry first, and it became obvious why he hadn’t. “Good morning, Herb,” said Andrea, the receptionist. “What can we do for you today?” “Mmfft Crullit!” “Certainly. Have a seat and I’ll let Perry know you’re here.” In less than a minute, Dr. O’Dontal had Herb seated, numbed, and ready for work. Herb’s labored breathing had returned to normal, even if his speech patterns hadn’t. “At what o’ the clock did the infliction attack, good sirrah?” “Lfft’ent mmst,” said Herb. “You should’ve used the phone to let me know, Herb. Oh, that’s right. What was I thinking? Well, you’re here now, let’s see what we can do.” “Wonk oo.” “You’re welcome. Open wide. Little more. Cast open the gates, Leander! Let us gaze upon the source of woe!” Perry worked his way GOT A ROCK CHIP? Mobile Glass Service We’ll come to your home or office for windshield repair or replacement RON’S AUTO GLASS 605-665-9841 1915 Broadway, Yankton, SD Ron Evans, Owner Over 20 Years Experience trucktrailerinc.com TRUCK TRAILER through dental school as a Shakespearean actor, and didn’t make it out of there unfazed. “Aha, brothers of mine on this field of battle today, I glimpse with fearful eye the seat of our alarm. It’s a tooth, by Cuspid!” Perry dove into the fray with drill and pick. Snickersnick! GRRRR and fill. Rinse and spit. “And so, Leander, take these, the pills that weave up the raveled sleeve of pain. Do so in remembrance of this day, this meeting, this sceptered isle of dental chair. Those who weren’t here with us this day will forever cast envious eyes upon us, for they will say this was our finest hour, the culmination of drill and yawn … the grinding and filling of fang for fun and profit. Arise, sweet prince, and fulfill your destiny!” It’s almost worth getting a toothache. ------Brought to you by Home Country (the book). See it at www.nmsantos.com. SALES & SERVICE, INC. East Hwy. 50, Yankton, SD New complete computerized alignment system. Call today for an appointment 605-665-7952 ate ur acc st ystemble! o M s aila av Interested in this spot? Call 665-5884 to place your ad here. RTEC Adds OSHA 30 Compliance, Knitting Without Needles Classes BY DAVE RAMSEY Dear Dave, I recently got a new job that will increase my income by $20,000 a year. I’ve got $65,000 in debt, and I’m trying to pay it off, so I know I need to adjust my budget. Do you have any suggestions for a situaDave tion like this? — Mitchell Dear Mitchell, Congratulations on your increased income! The first thing I’d tell you is not to get used to any permanent luxuries while you’re paying off debt. Go out and celebrate with a really nice dinner or something like that after you get your first paycheck. But don’t go nuts or pick up any big, new stuff. The more you put toward debt, the faster it goes away. I’ve been doing this financial thing for a lot of years, and the one thing I’ve found that gets people out of debt is passion. I want you to be so passionate about getting out of debt that you don’t even consider doing anything else until it’s all gone. Your thought process needs to be, “Wow, I got a new job making more money. I can get out of debt even quicker!” Again, I’m okay with you adjusting a bit that first month and having a little fun to celebrate your good fortune. But after that, I want you to turn around and attack the debt with even more intensity than before. Way to go, Mitchell! — Dave GIVING A TENANT MERCY Dear Dave, I own a one-bedroom condo that I’m using as a rental property. The current tenant’s old agreement is up soon, but she signed a new lease less than a month ago and gave me a deposit, plus the first month’s rent. Just the other day, she called and wants to back out of the agreement. She said she discovered after she signed that her ex is having serious health problems, and she needs to move to help take care of their kids. What do you think I should do? — Flavia Dear Flavia, I own a bunch of rental properties, so I know for a fact that as a landlord you run into all kinds of situations. Some are more genuine than others. I would want some proof as to what’s going on, but on the surface it sounds like she’s got a valid reason for wanting to cancel the agreement. Basically, she’s asking for your understanding and mercy. If it were me, and what she’s said turned out RAMSEY to be true, I’d try to lease the place to someone else as quickly as possible, and I’d refund her the deposit plus any money it doesn’t cost you in the process. In other words, if it took two weeks to find another tenant, then I’d give back the deposit and two week’s rent. Of course, if she’s in really bad shape-and you’re on solid enough financial ground to withstand the blow-you could let her out of the agreement completely and move on to finding another tenant. You don’t want to profit from someone who’s genuinely struggling. But you have to look out for yourself and, if possible, try to break even. Regardless, I wouldn’t take advantage of anyone who’s truly going through hard times. That’s just not right. — Dave * Dave Ramsey is America’s trusted voice on money and business. He has authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. His newest book, written with his daughter Rachel Cruze, is titled Smart Money Smart Kids. It will be released April 22nd. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. www.missourivalleyshopper.com Knitting Without Needles Class: “Specializing in managing and developing ?sh and wildlife populations and their habitats providing land management services so you can get the most enjoyment and pro?tability out of your property.” 9 a.m. to 11 a.m. on Saturday, Apr. 5, 2014. OSHA 10 General Industry Outreach Training: 2014 and from 8 a.m. - Noon on Apr. 10, 2014. 8 a.m. - 5 p.m. on Apr. 9, Prescribed Burns • Tree Planting • Fabric Installation • Grass Planting Management Plans (Fish, Wildlife & Habitat) • Fish Stocking Fish Sampling • Fish Habitat • Water Quality • Nuisance/Damaging Wildlife Control OSHA 30 General Industry Compliance: Brett Kleinschmit - 605-660-6566 brett_antelopecreek@live.com • www.antelopecreekwp.com Yankton, SD • Degree in Wildlife and Fisheries Sciences Apr. 15: 9 a.m. to 5 p.m.; Apr. 16: 8 a.m. to 4 p.m.; Apr. 22: 9 a.m. to 4 p.m.; Apr. 29: 9 a.m. to 5 p.m.; and Apr. 30: 8 a.m. to 4 p.m. Annual Career Expo for Students: 8 a.m. - 3:30 p.m. on Wednesday, Apr. 23, 2014 2100 Broadway • Yankton on Apr. 29, 2014 Friday, April 4 • 3pm-6pm Saturday, April 5 • 10am-4pm Next Available Welding Basics Class: mid-June Commercial Truck Driving Training Coming: Pick up a copy of the 2014 Graduation Party Planner and let our professional staff take care of the rest! 10% Discount for Orders Placed During the Graduation Show! Please contact RTEC for more information today! 1200 W. 21st St. Yankton, SD 57078 (605) 668-5700 www.rtecedu.org Like RTEC on Facebook! Find BIG Savings... When You Place Your Ad In The Classifieds!