March 17, 2015 • Page 2 shop online at www.missourivalleyshopper.com What Does It Really Mean? BY DAVE RAMSEY “Whenever we get tired of breathing the same air,” said Doc, “along comes spring.” “Yep,” Dud said. “I breathed some this morning that came from the next state. I could taste at least two mountain ranges in it as well as a coalburning whatchamacallit.” “I like spring, though,” Doc said. “It always calls for a new set of clothes.” Steve looked up from his coffee. “You buy a new suit in springtime, Doc?” “You never heard of spring fashions?” “Must’ve missed that, out on the ranch.” “Naturally, spring brings to us,” Doc said, in his I–coulda-been-a-collegeprofessor voice, “wind from all directions, cleansing us, refreshing us…” “Knocking over full-grown cows…” Steve added. “…yes, that too. And with the blessings of spring, we discover all kinds of interesting information. Such as, what are the neighbors to windward doing these days? Well, go look in the hedge and you’ll see the Thompson kids have switched from regular potato chips to barbecue. There’s the empty bag. “So the mild zephyrs that refresh us,” Doc said, waving his arms pontifically, “grow and flourish until the neighbor’s cinder blocks start blowing by, and we can learn to lean as we walk…” “Right, Doc,” Steve said, “but you said we need new clothes for spring?” “You betcha. Clothes with big pockets in ‘em. That way you can fill them with rocks for ballast.” -----Brought to you by Ol’ Jimmy Dollar, a children’s book by Slim Randles. http:// nmsantos.com/ Want your business to be seen? Get your display ad here! Call 605-665-5884 Or Drop By At 319 Walnut St. • Spring Farm Machinery Consignment • EQUIPMENT - BOATS - GUNS - SKID LOADER ACCESSORIES Wednesday, April 1st 10:00 a.m. Located: Girard Auction Facilities, Wakonda, SD 2 rings will be used - bring a friend The following equipment is from the George Steever Estate of Lennox: AC XT190 D S#1902648, Y-R cab, shows 6430 hrs, w/ Westendorf WL42 loader; bale fork & bale spear for Westendorf sold separate; JD 3020 gas S#82391, nf, 3pt, rock box; 1952 JD A, older restoration; 1936 MM JT, older restoration, new rear tires, S#555778; AC 2300 21’ tandem; IH 15’ PT F. Cult w/ harrow; JD F145 5B plow; IH 2pt 4B plow; NuBilt 250 Gravity w/ 10T gear; JD 3pt sickle mower; IH 4R cult; JD 2R rotary mower; IH 1B plow for B; JD 2R cult for MT; Comfort cover for 3020; Westendorf loader mnts for 3020 w/ 3 way valve; Sunshade calf puller; 1989 GMC 3/4T pickup, 4x4; NEW SKIDLOADER ATTACHMENTS: (2) Lowes 750 hyd auger 9 & 12” bits; 48” walk thru pallet forks; Stout 66”, 72” & 84” brush grapples; brush grapple HD 72-4 close tine; (2) rock buckets w grapple—72”; 84” material bucket w dbl cut edge; 72” rock bucket; stump bucket; tree & post puller; receiver hitch; skid plates; (2) 48” solid back pallet forks; bale spear; 4 – 12-16.5 4 runner skid steer tires 12 ply – new; COMBINE – HEAD: Late model JD 6620 Titan II hydro, HD rear axle, long fin chopper, 14.9 tires & 24.5x32 tires, good rubber, new sieves 1 yr ago, new belts, cyl bands, feeder house chain, 2 sp cyl– excellent; JD 643 cornhead; PLANTERS – DRILLS: C-IH 5400 soybean special 20ft, 15” rows, monitor, Yetter cart; 2 – White 5400 12r30 planters (one centerfold / one vertical fold); IH 800 6r30; JD 7100 8r30 w/ Kinze bean meters; JD 7000 8rw, H&I, 3bu boxes w Weatherall transport; IH 800 12r30 mntd w 900 updates; 12ft MM 3pt drill w grass attach; EQUIPMENT: 2012 JD 568 rd baler – mega wide, big tires, net wrap, moisture tester, hyd pickup, 4100 bales; C-IH 8575 big square w C-IH 8576 accumulator w 100gal liquid applicator; 2009 3315 Hesston – MF disc mower conditioner-nice; 2009 Hesston Agco 556 rd baler, 6200 bales, net & twine wrap, new head in 2013; C-IH 8480 rd baler, late model; Miller Pro 10wheel V-rakelike new; JD 510 rd baler – wide outer belts-good; Vermeer 605D rd baler; IH #46 sm sq baler; 2 – Hesston 1014 hydro swings; IH 485 21ft tandem, hyd wings, excellent blades; 256 White 20ft tandem; Feteral 7”x46’ auger – good; Dual 320 loader w 4020 mnts; 2 flatbeds; 1600 gal tank w trlr & pump; 200bu gravity wagon w 8T gear; C-IH 183 6r cult; Woods 3pt offset rotary mower; Schuller 175 feed wagon w 3yr old digital scale; Feteral grain cleaner; 3pt 10ft disc; Danhauser 3pt post hole digger; several sickle mowers; yr round cab for 966 w ac; barge box wagon; sprayers; 2000 Top Air w 60ft booms, pto pump, Raven 440 monitor; Hardy 1000 gal w 60’ booms; 500 gal w 60’ booms; TRACTORS: Oliver 1650 gas, wf, 2 hyd, 3pt, good cond; IH Super C- rebuilt starter, nf, good rubber, runs good; IH 706 gas, 2pt, motor stuck; AC C w/ Woods 5’ Belly mower; BOATS – POLARIS RANGER— (Guns & Sporting Goods sold at 11AM): ‘06 Lund 1660 Classic SS w/ Merc 60EFI 4stroke, loaded, low hrs--1 owner – super sharp; ‘01 Bass Tracker 175 Pro, 18’, w Merc 175 Jet, TKMC trlr; ‘07 Polaris 6x6 Ranger, 100gal slide in UTV sprayer w/ boomless nozzles; 16ft boat trlr; Guns (Sell at 11): Winchester M1-Grand original w/ tools; Colt AR15 .223 Pre-Ban, scope, 2 clips, scope; AK-47 Egyptian 7.6x39 w Red Dot scope; (2) Win Mdl 94 30-30’s; Win Centennial ’66 30-30 Commemorative NIB; Win #36 9mm Shotgun; Rem Green Nylon 77 Apache w/ Box; Win 250 .22 Lever w/ Scope; Colt 1911 .22 Auto NIB; Ruger 10-22; Stevens Tip-up .22 SS w/ heavy Oct bbl; Herter’s .22 SA Revolver; JC Hig #31 .22 auto; Ward .22 Bolt; Win 1906 for parts; .22 call SB/SC Pistol NIB; Mossberg .22 LP Synthetic NIB; C-to-C .22 auto; H&R 20ga SS; several SS .22’s; (2) new pop up hunting blinds; Clay County Surplus: 21 – 11R 22.5, 4 – 11R 24.5, 2 – 12R 22.5, 3 – 10.00R 20, 1 – 7.50 20, 4 – P255/70R 17, 2 – 215/85R 16, 1 – 7.50 16, 3 – 7.50 15, 1 – 8.25 20, 1 – Industrial type garage door opener (works), 1 – Yard Light, 3 – Metal Desks, 1 – Wooden Desk, 1 – Cu Palo or Vent?? COLLECTIBLE EQUIPMENT: Oliver PT sickle mower; IH belly mower; JD 48 loader, 2cyl mnts; JD 290 planter; 3 – JD 2B plows; hand sheller; grill for M; fenders for 8N; VEHICLES & TRAILERS: 1987 KW K100 13sp, 350 Cum, 246K, good rubber; ‘82 GMC 7000 w 20’ steel box, 366, 5/2spd, 82K miles; 1980 Chev step van, V8, at, new brakes, 7x14 alum body, runs good; 1979 Ford F700 16ft flatbed & hoist; 1987 Ford F150 4x4, at, ac, 172K; 1988 Chev 1/2T 4x4, long box; 7x16 cargo trlr, swing doors; 16 ft Chief gooseneck trlr, new floor 3yr ago, good rubber, good cond; ’12 H&X 15x5 Enclosed Trailer, V-nose, 7K lb tandem, ramp, same as new; ‘11 Road King 7x12 lawn mower trlr; 2000 5x10 enclosed trlr; LAWN & GARDEN EQUIPMENT & TREES: JD F525 48” deck w bagger – good; Buhler Farm King 72” grooming mower; Yardman 12.5 hp 6sp, 1 yr old; JD JS83 push mower w bagger; Cub Cadet 42” deck; Snapper rider; Craftsman lawn sweeper; Boomgaars yard cart; MTD rota tiller; Stihl 018C chain saw; Echo string trimmer; snow blower for Craftsman; TREES SELL AT 1PM - 25 Blue Spruce, 25 Black Hills Spruce, all 24 – 30”; LIVESTOCK: 550 ft of guard rail; truck load of new gates & corral panels; sev used gates; 4 1/2T bulk bin; cattle panels; waterers; posts; tanks; MISC: rebuilt dual PTO for 1586; 560gal fuel tank w pump; 2hp elec power washer; 5hp vertical air compressor; Hobart port welder w/ IH 4cyc engine; misc hand tools; battery charger; bench grinder; port air compressor; JD jack; pipe wrenches; bolt cutters; log chains; tractor umbrella; pickup fuel tanks; 7 16ft lean to rafters; Hereford saddle; 15 telephone poles; 10x10 fiberglass garage door; 8x12 combination walk in cooler/freezer; TIRES: 2 – 18.4 -42 Firestone; 10.00 x 20 tires & rims; 17.5 x24, 23.1 x 26, 24.5 tires Terms: Cash, Good Check, Visa, MasterCard. SD sales tax applies. Lunch by Wakonda Legion. Note: This will be a large auction with 2-rings running some of the day. Additional consignments of equipment are being accepted. No more small items unless already pre-consigned. Unloading starts Monday March 23rd. Must be here by 12-noon on March 31st. No consignments auction day. See website for updates & photos. No Internet bidding. (605) 267-2421 Toll Free: 1-866-531-6186 www.GirardAuction.com Marv Girard, BA #12399; Ken Girard, CAI, AARE Broker #10183; Mike Girard, CAI, BA #13549; Mike Manning, BA #11605 Dear Dave, I bought a piece of lake property not long ago, and the developer has first right of refusal if we decide to sell it. We originally looked at the property as an investment or building site, but I really don’t understand what first right of refusal means. — Craig Dear Craig, A lot depends on the wording, but typically it means that you can sell property to another buyer subject to the developer not wanting to buy it back at that price. If you decided to sell within the timeframe specified in the first right of refusal contract you’d have to notify the developer you have a written offer on the property. Then, you have to give him a chance to buy the lot first at that price. Or, you could just ask the developer — in writing — to waive his first right of refusal if this is something you want to do. They’re in the business of selling lots, not buying them, so it may be an easy deal. — Dave DIFFERENT BROKERS, TOO? Dear Dave, Is it a good idea not only to diversify among various mutual funds, but also among different companies that sell mutual funds? — Brian Dear Brian, There’s no need to do that. Find one good broker you’re comfortable with and who has the heart of a teacher. You want to know what’s going on with your money, and finding someone who can explain it well and help you understand the details is a must. Just NOTICE OF ANNUAL MEETING & ELECTION OF DIRECTORS OF B-Y WATER DISTRICT TO BE HELD ON MARCH 25, 2015 At the Scotland VFW Building, 531 First Street, Scotland, South Dakota, at 1:30 p.m. for the purpose of electing directors to succeed those whose terms are about to expire. Those directors whose terms are about to expire and the division which they represent are Chris Nelsen, Div. #1; James Stark, Div. #2; Gary Kronaizl, Div. #3; and Mark Schaeffer, Div. #10. 4 Tractors – Combine – Big Square Baler M FARMarch 24 Tuesday, th 11:00AM NO SMALL ITEMS ------BE ON TIME Located: From Vermillion, SD: 1 mile North on Highway 19, 1/2mile West on Bluff Road 31558 462nd Ave. Lunch on grounds. COMBINE – HEADS – TRACTORS-Rogator: 1990 C-IH 2388 combine, rear assist, duals, new pro 600 monitor last year, grain extension, plus big top extension, long auger, excellent rubber, 2300 separator hours, 2900 engine hours, Nice; C-IH 1020 30ft flex head – sold with homemade head trailer; C-IH 1083 8-row corn head, all poly, complete with homemade head trailer; C-IH 5 belt dummy head; 2006 C-IH Mxu125 FWA, shuttle shift, 16spd, semi-power shift, 18.4x38 rubber, 5000 hrs, complete with LX 156 loader, 96” bucket w/ grapple, joy stick, sold as a unit; 18.4 x38 axle mnt duals – sold separate; 1993 C-IH 7150 FWA, duals, 18spd power shift, frt wts, 46” & 34” rubber, 2,737 actual hours, 4 hyd; C-IH 9130 4-wheel drive Row Crop Special, power shift, duals, 18.4x38 rubber, 3pt, pto, 3 hyd, S#17901222; 1990 Ford TW-25 FWA, frt & rear wts, duals, 18.4x38 rubber, 3hyd, 3987 hrs; 2002 Rogator Mdl 1254, 275hp Cummins, appox 3500hrs, 1200gal SS tank, 90’ Booms (can be converted back to 100’), Hyd Adj. Tread Width, Rave 5-sec Monitor, 70% tires, Product Pump 1-year old, Foamer ready, rinse tank, built in pressure washer. This item consigned by Bottolfson Bro Farms. FARM EQUIPMENT: 20ft gooseneck flatbed w/ beaver tail & ramps, tandem axle; C-IH 4900 35’ field cult w/ harrow, new sweeps one yr ago; C-IH 3900 32’ tandem disc; JD #900 3pt 9-shank V-ripper; F/S 1,000 gal sprayer w/ 90’ booms, raven monitor, all hyd; NH BB940A crop cutter big square baler w/ hyd chute & dump, 17,000 bales; 4-tooth hay spear w/ push off for C-IH loader; Kilbros Mdl 1600 1000bu grain cart w/ scale; Gehl 700 16-wheel rake; C-IH SCX100 16’ swather; C-IH 900 16 row planter – elec over hyd fold, pop monitor, corn, bean & sorghum drums; 20’Hatzenbichler 3pt harrow w/ hyd wings; Weatherall 12R30 flatfold cult w/ shields; Noble 6-sec hyd drag; JD 8300 15’ drill w/ grass attach.; Feteral 74’ x 10” auger w/ hyd swing hopper; Mayrath 74’ x 10” auger w/ swing hopper; Brandt 62’ x 8” auger; older 400bu grain cart; IH 18.5’ PT field cult w/ harrow; JD 4b F145 plow; 27’ x 6” truck auger, orbit drive; 110gal PT sprayer; pallet forks for Farmhand loader; 1979 Star 40ft triple hopper grain trailer; Bushhog 3pt mower; make sure your broker is not directly connected to the mutual fund. You don’t want someone with a vested interest. What you’re looking for here is a person who can objectively connect you to a good mutual fund, with a solid track record of at least five to 10 years. — Dave INVESTMENT OR DEBT? Dear Dave, I’d like to send my kids to a private Christian school, and they would begin classes the same month we’ll finally be out of debt. We would have to pay this out over the course of the school year, so would you consider this to be an investment or more debt? — Ed Dear Ed, I don’t borrow money whether it’s an investment or not. But lots of private schools have tuition plans where you don’t have to borrow money, and you just make two or three payments during the academic year. I don’t know if I would really call that a debt, because you can always take the child out of the school if you see you can’t make the payment. Just make sure you carefully look over any contract involved and know what you’re getting into before you sign up for the ride. You don’t want to obligate yourself to money you don’t have, especially when you’ve worked so hard to get out of debt. Just save up, and have a place in your budget for tuition. —Dave ——— Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books, including Smart Money Smart Kids. The Dave Ramsey Show is heard by more than 8.5 million listeners each week on more than 550 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. LIVESTOCK EQUIPMENT – SKIDLOADER & ATTACHMENTS: Butler – Oswalt Mdl 370 mixer feed wagon w/ scale; Meyers 2425 manure spreader, 18’ w/ poly floor & sides; 1999 Featherlite 28’ gooseneck livestock trailer-good rubber; Gehl #95 grinder-mixer; M&M tree shear for skidloader; Brush Cat 5 1/2ft brushcutter for skidloader; NH 35 skidloader--bad engine; Dan Houser 3pt post hole digger; MISC: 6000 fuel tank w/ elec pump; 6 suitcase wts; C-IH dry fertilizer boxes; feeder house chain for C-IH; pickup spring hitch; 300 gal fuel tank & stand; 2 – sled snowmobile trlr; COLLECTIBLES: Visible gas pump; 1-row horse cultivator; dump rake; scalding pots; wagon wheels; Auctioneers Note: This equipment is in very good condition and is field ready. There are no small items – be on time. See GirardAuction.com for pictures or call seller’s to make an appointment to view. SOMMERVOLD FARMS - OWNER Ford Sommervold--605-202-1329 Terms: Cash or Good Check. Photo ID required. SD sales tax applies. Not responsible for accidents. Marv Girard, BA #12399; Ken Girard, CAI, AARE Broker #10183; (605) 267-2421 Toll Free: 1-866-531-6186 Mike Girard, CAI, BA #13549; Mike Manning, BA #11605 www.GirardAuction.com www.GirardBid.com POLLED HEREFORD &ANGUS BULLS FOR SALE Selling by Private Treaty METTLER POLLED HEREFORDS & ANGUS 28225 431st Ave. Menno, SD 57045 Brian: 605-951-3007 or Ron: 650-359-9035 CDL A Drivers WAnteD CDL A COMPANY DRIVERS Needed for Sherry & Co., in Norfolk. • Regional Routes • Reefer, Flatbed, and Step-Deck • Excellent Wage and Benefits • Paid Vacation and Holidays Leave Message at: 402-860-4768