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Flood waters have receded and motorists are advised to drive with caution thru this area due to water next to the shoulder of the highway. Drivers can also expect flaggers and short delays due to an ongoing construction project on Highway 19. Get the most up-to-date information on road conditions at www.safetravelusa.com/sd or by calling 5-1-1 before heading out. NEW! • Yankton, SD Off A Gallon Of Gas When You Use Your Sinclair Card Prices Best www.missourivalleyshopper.com n Town! I CALL 665-5884 www.missourivalleyshopper.com Visit our Web site at www.missourivalleyshopper.com l 665-5884 to e your ad here. Shopper Visit our Web site at * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven bestwww.missourivalleyshopper.com selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Visit our Web site at Black Velvet $1 5.9 Windsor $15.9 9 1.75 ML 9 1.75 ML Lord Calvert $1 5.9 Bacardi Cherry 9 1.75 ML Rum $ 2 1.99 1.75 ML Cork N Bottle Butch was always one to try to show everyone up. There was never an end to what he would brag that he could do. That’s why what he claimed that day didn’t surprise us. “I watched a man walk a tightrope last night on tv,” Butch said. “Yeah. He was really good,” Buster, Butch’s brother, said. “Well, I could walk a tightrope just as well if I wanted to,” Butch said. “Bet you couldn’t,” Buster replied. “If we had one, I’d show you,” Butch replied. “Well, we don’t have any rope like that,” I said. “But maybe I can get a board and put it on its edge.” We were building on our barn, so we had lots of boards. I found one that was two inches thick, ten inches wide, and about twenty feet long. We stood it on its edge, and Buster held one end, and I held the other. Butch stepped up on it. He had only taken one step when he fell off. “I knew you couldn’t do it,” Buster said. “That’s because there’s no real motivation to stay on,” Butch said. “This is no challenge. The guy on tv last night walked high above the ground. He had motivation to stay on to not get hurt.” “That’s true,” Buster said. “If you fall off, you’ll only fall ten inches. Big deal.” “If we tried to set it up high off of the ground, my dad would kill me,” I said. “I know,” Buster replied. “Let’s set it up over the manure pit. That would give Butch motivation to not fall off.” Butch agreed that it would be motivation, and I felt it wouldn’t be too dangerous. So Buster walked his end around the manure pit. Buster and I set the board up, and Butch was just about ready to step onto it when Buster stopped him. “Wait a minute,” Buster said. “The guy on tv last night was carrying a girl on his shoulders. If you feel you can do as well, you should carry something.” We looked around and couldn’t think of anything, and then Butch spied the piglets. They were each about twenty pounds. “How about I carry a piglet?” Butch asked. “They don’t weigh near as much as a girl,” Buster said. “How about two piglets?” Butch replied. We all agreed that would be a reasonable feat. So we caught two piglets. They were squealing and squirming as Butch tucked one under each arm. He was now ready for the challenge. With Buster and me holding the ends of the board tight against the ground above the manure pit, Butch stepped out onto it. He wobbled, but regained his balance and took a step. He wobbled a bit more than the first time, but regained his balance. As he started to take the next step, one piglet started to squeal and wiggle harder. This upset the other one, and it did the same. Butch tried to take a step, but with the wiggling piglets, he was wobbling so much he knew he wouldn’t make it. Realizing he was in trouble, he must have decided he could run across the board. He took a few quick steps, but this just took him to the deepest part of the pit. He was wobbling a little more on each step, and then he missed the board altogether. But he was leaning so far forward trying to run, that he didn’t drop straight down into the manure that would have come to about his waist. Instead, he face-planted with one piglet still under each arm. The squealing piglets wriggled free and swam to the edge. Butch came up sputtering. Buster called out. “Hey Butch, I bet you’re glad we put the board over the manure pit so you had a soft landing and weren’t hurt.” I think I would have rather been hurt. It’s FOOD or it’s LOSING your benefits. 1500 Broadway, 665-3881 We’ll Match All Local Advertising Prices! We’ll M Local Advertis atch All ing Prices! Not following SNAP rules can cost you your benefits. Visit SNAPfactssd.org for complete program rules. 319 Walnut St. Yankton, SD 57078 605-665-5884 This institution is an equal opportunity provider. www.missourivalleyshopper.com Participating Businesses Are… . nouncing.. An YANKTON CITYWIDE RUMMAGE fire pit rakes vinyl records bike rakes fire pit fire pit household snow blower spoons yard ornaments canopy rakes nterested in this spot? www.missourivalleyshopper.com Dear Danielle, I’m glad you’re going to teach your daughter about money. But in my mind, there’s never a time for an allowance. I believe that kind of thinking, and using words like “allowance,” are some of the best ways to instill an attitude of entitlement in a child. I don’t think you want your daughter growing up with the idea she deserves money simply because she’s alive. My advice is to develop a method by which she can earn commissions. Write down a daily or weekly list of jobs around the house that are age-appropriate she will be responsible for doing. Then, at the end of the week, she gets paid for jobs she completed — and she doesn’t get paid for the ones she didn’t do. The idea is to teach her that work creates money, and teach a healthy work ethic at the same time. Of course, there are some things a child should be expected to do without financial reward. Everyone needs to pitch in, and do certain things to help when they’re part of a family. And once you’ve taught her about the importance and rewards of work, make sure to also teach her about the three uses for money — www.missourivalleyshopper.com saving, spending, and giving! — Dave A Sense of Balance spoons l 665-5884 to your ad here. INTERESTED IN THIS SPOT? Dear Ferisa, Absolutely not! Under no circumstances should Call 665-5884 to place your ad here. you do something like that. An emergency fund is not an investment. You’ll never build wealth and get rich off your emergency fund. That’s not what it’s there for. I understand this might be the first time in your lives you’ve had a nice chunk of cash in the bank. I also get that it’s hard to let it just sit there and make no money. But an emergency fund is insurance, not an investment. It’s a rainy day fund, and its whole purpose is to sit there safe and wait until life throws unexpected expenses in your face. Think about it this way. Insurance costs you money to protect things that make you money — like your home. It’s also there to cover things you otherwise would not be able to afford. When you have an emergency fund in place, you don’t have to dip into your 401(k), your IRA, or go into debt. Why? Because your emergency fund provides insurance against those kinds of things. Let your emergency fund sit right where it is, Ferisa. Besides, it’s a really bad idea to buy bonds in an environment where interest rates are increasing. Bonds have an inverse relationship to interest rates. So, as interest rates climb you’ll lose out if you’re playing around with bonds! — Dave Allow them To Earn It Dear Dave, Our daughter just turned 10 years old. Is now the right time to start giving her an allowance, and start teaching her about money? Danielle JULY 19 ST thru JULY 21 TH J&H Cleaning Services YANKTON WORKS Want your REAL-TIME MESSAGE on the most visited media website in the Yankton area? All Ads Will Run July 19th, 20th & 21st in the P&D for just $30 30 words and $.20 per word after 30. ONLY ONE ADDRESS ALLOWED IN EACH AD. Stop By The Press & Dakotan To Place Your Ad OR email ads@yankton.net • • Your ad (30 words, 1 address per ad) placed in the • Citywide Rummage Sale section published July 19th-21st. • • Your ad will also appear on-line at www.yankton.net Join our ‘Friends2Follow’ program! • • 2 Yard Signs • Contact your Yankton Media Representative today! • Sponsored by the: 605-665-7811 DEADLINE: 5PM, MONDAY, JULY 16TH INCLUDES: erested in this spot? RAMSEY Dear Dave, My husband and I finally have our full emergency fund in place. Like you recommend, we’ve kept it in a money market account with check writing privileges for easy accessibility. Recently, we heard about short-term bond funds with a higher interest rate than our current money market account. Our money would be available for withdrawal if needed, and we would only lose the interest. Is it okay to move half of our emergency fund into one of these bond funds to take advantage of the higher interest rate? Ferisa By Daris Howard