September 3, 2019 • Page 2 Dave Says shop online at www.missourivalleyshopper.com A Blessing in Disguise Test His Resolve By Daris Howard Dear Dave, Our son is 27, and he has a good job making $55,000 a year. Recently, we learned he financed an expensive car he’s now upside down on. In addition, he has accumulated over $15,000 in credit card debt. He lives in a small town, and only pays $650 a month in rent, but he is asking for money. We taught him about living on a budget and staying out of debt when he was younger, and now it seems he Dave didn’t listen very well. How do you think we should handle this situation? Bryce This young man needs to have some skin in the game. I’d tell him to sell the fancy car, and get something way cheaper to drive for a while. I’m talking about a little beater in the $2,000 to $3,000 range. It sounds like he’ll have to get a small loan to cover the difference, but a little car debt is better than a lot of car debt. I’d also advise him to pick up a part-time job nights or weekends until he gets that credit card debt paid off. In other words, let him wallow in it and worry about things for a while. Then, if he’s willing to accept responsibility for his actions, and starts handling money more wisely, you two might help out every so often with a little extra cash on the payments. But I’d test his resolve first. And I’d want to see proof he has learned from his mistakes! —Dave Dear Bryce, The first thing I’d advise telling him is that you and his mom aren’t going to whip out the checkbook, and make his problems disappear. That may sound harsh, but he had a really good thing going until he messed it up by acting impulsively and irresponsibly with his finances. Nope, I wouldn’t take care of it for him—not at his age. * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. RAMSEY Delbert McLain dropped in at the Mule Barn yesterday for a quick cup. He was wearing his usual suit and tie, despite the heat. Usually Delbert does his coffee drinking and socializing out at the country club where the business guys go. We’ve been there, and the chairs don’t fit as well. For the past 10 years now, Delbert has run the local Chamber of Commerce. The capital letters are on purpose, because that’s how important it is to Delbert. We all have to admit he was a good choice. His job is to promote our town and the surrounding area, which he does by prowling through the town - his ample belly flying under a full spinnaker -looking for out-of-state plates on the cars during tourist season, and then convincing the visitors they should 1. live here forever, 2. hire locals to build them a huge house, and 3. start a business that will hire as many of us as they can stand. According to Delbert, several things are certain about our area here: it is the only place in the world that will grow, our water is so good we don’t need dentists except during our tourist season, the deer in the surrounding hills are easy to hunt and are the size of horses, the fish in Lewis Creek are so big children are afraid to swim there and our average life expectancy is right around 104. “Boys,” Delbert said with his constant grin, “it’s looking like a good season. I can’t tell all the details now, but it looks like we may be getting three factories and you know how many houses they’ll have to build out on the flats to hold all the employees.” “Delbert,” said Doc, “you know they shouldn’t build out on the flats. That thing floods out about every six years.” Delbert saddened there for just a minute as he stirred his coffee, then the sales gleam relit the surface of his face. “That’s it!” he yelled. “We can call it ‘seasonal waterfront!’” Hunt For Habitat Winners Announced Pierre, S.D. - The South Dakota Game, Fish and Parks Department (GFP) announced the winners of their first Hunt for Habitat raffle. The Hunt for Habitat raffle is part of Governor Kristi Noem's Second Century Initiative, which works to ensure the next generation has an opportunity to enjoy South Dakota’s outdoor heritage. “As South Dakota’s Sportsman in Chief, I’m committed to protecting and enhancing habitat so the next generation can have the same outdoor opportunities we’ve enjoyed for the last 100 years. It is exciting to see folks step up to support habitat through the Hunt for Habitat raffle,” said Governor Noem. “Advancing habitat in South Dakota touches every aspect of life in our state – from the outdoor activities we enjoy to the honey we eat. The funds raised through this raffle will help create and improve hunting opportunities. Thank you to all who participated." The raffle offered four prizes: A Trophy Custer State Park Bison license, which was a separate drawing and open to resident and nonresidents. Three "triple tag" winners will receive an ante- Stitch For A Cause From now thru September come help stitch hats and scarves for our local elementary schools. Bring in a hat and/or scarf and get 10% OFF your purchase through September 30, 2019 Visit eweknitit.com for details! •Yarns • Books • Needles • Hooks 909 Broadway, Tripp Park Plaza 605-689-3999 Open: Mon.-Fri. 10am-6pm Sat. 10am-5pm www.eweknitit.com Hubert Mauch 80th Birthday lope, deer, and elk license. Nonresidents were eligible to win one of the three “triple tag” prizes. Winners may use their licenses in either the 2019 or 2020 season. Each winner will also choose the weapon and season in which they will use their tag. The raffle raised $320,990 to improve habitat in South Dakota to help all animals thrive – that means everything from butterflies and other pollinators to deer, elk, pheasants and everything in between. The money raised will be used to improve habitat on both public and private lands, along with improving access to public hunting areas across South Dakota. The Custer Trophy Buffalo tag goes to Sheryl Leland of Mitchell, South Dakota. The three “triple tag” winners will each receive a tag for an antelope, a deer, and an elk. Those winners are: • Meyers Delaney of Jacksonville, Florida • Travis Haan of Rapid City, South Dakota • Keith Hagen of Mitchell, South Dakota This time of year, as students head back to school, my mind often turns to football. I loved sports, but due to the amount of work on the farm, my father had a rule that we could only be in one sport each year. My brothers and I traded turns being in sports and doing the chores. But since I was one of the youngest in the family, during my sophomore year I had no one to do the chores while I was in wrestling. That meant I had to do the chores anyway. When one of the coaches asked me to come out for football my junior year, my father decided he’d let me as long as I kept good grades and still did the chores. “But there is one problem,” he said. “We might not always have anything available for you to drive for the practices. Your brother has first option to use the old car for college.” The car issue wouldn’t be too much of a problem once school started and practice was after school. But football practice started weeks ahead of the first day of class. I talked to my brother about letting me use the car, but he wasn’t keen on the idea, even when he wasn’t using it. I considered driving the hay truck or a tractor the four miles to town, but I was sure my teammates would tease me. Then one evening, after hauling hay all day, I rode my bicycle to the usual swimming hole to meet my friends, and I realized I did have transportation if I wanted it. When the first day of football practice came, I left early and rode my bike. Practice the first weeks was called the inferno. I had not experienced it before. And when practice was over, even though I was in better shape than most of my teammates, I could still hardly drag myself to the locker room. The thought of riding my bike the four miles home about killed me. When my teammates saw my transportation, they laughed and wished me luck as they climbed into their cars. By the time I got home, my mind was reeling with the feeling of unfairness that I didn’t have a car to drive. But when I raised the issue with my father, he simply said, “If you truly want to be good in sports, having to bike to and from practice will just make you that much better.” The next day, I could hardly get out of bed, but my muscles eventually loosened up. By the time I rode to practice, I felt better. But by the time practice was over, I was even more tired than I had been the previous day. This went on for a few days, and I even considered dropping out of football. Then things began to change. I found the soreness easing up, and riding home was getting easier. I started pushing myself harder on the ride home and soon was riding it in around fifteen minutes, about a fourth of what it took the first night after practice when I had to stop and rest. I also found I was recovering faster. In practice, I wasn’t the best player, but the longer the practices went, the more I dominated in my area. I had been forced by my wrestling coach to run an extra couple of miles after everyone else quit, and I experienced the advantage that gave me. Now, this bike riding had forced me to do something similar for football. When the first game came, I played offense the whole game. And toward the end of the game, as everyone was getting tired, the coach also put me in to play defense. By the third game, I played offense the whole game, and I played defense most of the game. The coach then added me to special teams, and from then on I was seldom off of the field during the rest of the season. One day, after a tough fought game, Coach pulled me aside. “Howard, I want to know something. I want to know how you can keep going at the pace you do?” I smiled as I replied. “I’ve learned that doing just a little more, after everyone else is done, especially when you think you have nothing left, pays big dividends.” That was when I really realized how grateful I was that I didn’t have a car to drive to practice like everyone else. Noem Appoints Second Circuit Judge PIERRE, S.D. – Governor Kristi Noem today appointed Rachel Rasmussen to Save 10¢ Off A Gallon Of Gas When You Use Your Sinclair Card Prices Best n Town I Beach Whiskey Bonfire Ci nnamon 20.99 750 ML $ Bulleit Bourbon Frontier Wh iskey 40.99 1.75 ML $ Serpent’s Bite Apple Cider Whisky 14.99 750 ML $ Travis Haase Apple Pie Schn apps $ 8.49 750 ML Smirnoff Vodka $17.99 1.75 ML Smirnoff Zero Sugar Infusio ns 11.99 750 ML, Cucumber & Lime, Strawberry Rose,Watermelon & Mint $ Cork N Bottle 1500 Broadway, 665-3881 We’ll Match All Local Advertising Prices! September 8th, 2019 Special Pricing on Cash and Carry Tires! His family would like to honor him with a card shower. Greetings can be sent to: 89177 557th Ave. Fordyce, NE 68736 For these dates only! September 3rd thru 13th Tires starting as low as $18.00 Free rotation with oil change after purchase of four tires 10% off all oil changes. For questions and appointments call Lesterville station at 605-364-7522 serve as judge for the Second Judicial Circuit. “Rachel’s tenure of service in law has equipped her well for this position,” said Noem. “She has exposure to a wide range of legal matters, and her legal experience has aided her successful transition from practice to the bench. I am confident she will uphold the law.” “I understand the privilege and responsibility it is to serve as a judge, and I am honored to do so,” said Rasmussen. “I look forward to serving the people of South Dakota as a Circuit Judge for the Second Judicial Court.” Rasmussen grew up in Canton. She attended the University of South Dakota, where she graduated with a degree in political science, and the University of Minnesota, where she obtained her Juris Doctor. Rasmussen served as a Deputy State’s Attorney in the Lincoln County State’s Attorney’s Office from 2007 until 2010 and practiced law at Peterson, Stuart, Rumpca & Rasmussen from 2011 to 2018. She has served as a magistrate judge for the Second Judicial Circuit since 2018. Aside from her role as a judge, Rasmussen is active in her community and church and enjoys spending time with her family and friends. The Second Circuit covers Minnehaha and Lincoln counties.