shop online at www.missourivalleyshopper.com March 19, 2019 • Page 16 Prepare Your Finances for Emergencies By Lorna Saboe-Wounded Head SDSU Extension Family Resource Management Field Specialist When emergencies occur such as fires, tornadoes, or winter storms, you may need to leave your home quickly. What financial records do you need to take with you or get quickly? Collecting and organizing your financial records now could help you avoid problems later. Keep account information and important documents in a watertight or fire safe container. See Keeping Your Financial Records Secure. Keep copies of the documents in another location such as safe deposit box, secure place at work, or with a trusted friend or relative. Emergency Financial Items The following is a list of items to keep together. •Account Information: Make a list of account and customer service numbers for your bank accounts, credit cards, mortgage and home equity loans, other consumer loans, and telephone and utility companies. If affected by a disaster, contact creditors as soon as possible to explain your situation. Most will have ways to help. If you are unable to live in your home, contact utility companies to temporarily suspend your accounts. •Personal Records: Personal records are replaceable, but it can take time. Some of these documents will be needed to verify ownership of damaged property. Gather and make copies of personal identification: social security cards, birth certificates, marriage licenses and divorce decrees, and titles, deeds, and car registrations. •Financial Records: Most financial records are also replaceable. Keeping this information safe will also help avoid questions that could arise later about your investments, taxes or workplace benefits. Gather and make copies of insurance policies, house- hold inventory, investment records, income tax information, pay stubs and employer benefits, and wills, trusts, and powers of attorney. •Computer Files: Back up financial records, passwords, photos and other important files stored on the computer by storing in cloud storage or external hard drive. Regularly back up files stored electronically. •After the Emergency: Communities tend to come together in times of crisis. There will be a lot of people and organizations who will want to help you. Unfortunately, there will be criminals who will want to exploit the trauma. Be aware of up-front fees to help you claim services, benefits or when applying for a loan. Government agencies will not ask you for money to claim a benefit or service. Also, beware of contractors offering door-to-door repairs or requiring payment up front. AUCTIONS Motorola Two-Way Radios MV Shopper MV Shopper M I S S O U R I VA L L E Y New & Used For Sale • All Brands Netcom Inc. E. Hwy. 20, O’Neil, NE In Print and Online! • 665-5884 402-336-3848 M I S S O U R I VA L L E Y Spring Machinery Consignment ANNUAL SPRING MACHIINERY CONSIGNMENT AUCTION FRIDAY, APRIL 26, 2019 – HARTINGTON, NEBR. TO CONSIGN YOUR FARM, LIVESTOCK, CONSTRUCTION EQUIPMENT Wednesday, April 3rd at 10:00 am Tractors – Trucks – Tillage – Campers – New Skid Attachments Located at Girard Auction Facilities – Wakonda, SD From the Curt Svarstad Estate: MF 1085D w/cab, 4600 hrs.; Koyker 565 loader w/1085 mounts, grapple & spear; MF 180D wf, quick hitch, good rubber, 4600 hrs.; Lundell 3pt. Snowblower; 3pt. Pasture Sprayer; JD Gyro Mower; 3pt. Tree Planter. Tractors, Backhoe & Skid Loaders: IH 806D wf, flat fenders, 3pt. w/Dual 340 Loader w/ grapple, like new; C-IH 9150 4WD, 12 spd, ps, 20.8x38 duals, 315 hp, runs good; ’60 Case 580CK Loader/Backhoe; IH 706D; IH M-D w/Dual Loader; ’54 IH Super H; IH 5500 Skid Loader; IH 5400 Skid Loader; skid loader trailer. Equipment: JD 1760 12R Planter, precision meters, Yetter openers, Pop. Monitor, big boxes; JD 7100 8R30 rigid planter w/monitor; MacDon A30-D 14’ mower conditioner; C-IH 8370 14’ swather; JD 1600A 16’ swather; MF/Hesston 2856A Rd. Baler, net wrap; C-IH 8460 Rd. Baler; Hesston 5800 Rd. Baler; C-IH 3900 26’ Rock Flex Disk w/harrow; IH 475 disk 19’ Hyd. Fold 20” blades; Parker 500 Bu. Grain Cart w/Tarp; Flicken #9500 500 Bu. Grain Cart; 10’ MDS Snow Pusher w/Skid Mounts; JD & IH running gears; 8’ 3pt. blade; flare box wagon; flatbed trailer; Gravity Wagon w/Brush Auger; JD F-145 5x14 Plow; head trailer; porta seeder; 3pt. Posthole digger. Semis, Trucks, Vehicles & Trailers: ’07 Peterbilt, 399k, Auto, C7 Cat eng.; ’07 Freightliner, 859k, 9 spd., Series 60 Detroit; ’98 Peterbilt 330, 3104 Cat, 10 spd., Single Axle; ’18 Enclosed Trailer 24’; ’14 Freedom Enclosed Trailer, 16’x8.5’, extra tall, nice; ’85 Ford F-700 18’ Steel box, hyd tag, shows 59k; ’76 Ford F600 16’ box 360, 88k; ’08 Chevy Colorado 2WD, Reg. Cab, 48k; ’98 Ford F150 4x4, stepside, 3rd door, 4.6L, 189k; ’96 Ford F250 2WD, 351; ’89 Ford Ranger, reg. cab, 4x4; ’03 Pontiac Bonneville, 199k; ’00 Buick Lesabre. New Skid Loader Attachments: All New Skid Loader Attachments w/Skid Steer QuickAttach: Lowe Hyd. Auger 750 w/12” bit; Stout Brush Grapples – 66-9, HD72-8, HD72-4 close tine, XHD84-6; Stout Grapple Bucket HD72-FB; (2) Stout Rock Bucket Grapple HD723; (2) Stout Rock Bucket/Brush Grapple Combo HD72-3 Open End; Stout Rock Bucket HD72; Stout Tree/Post Puller; Stout Receiver Hitch Plate; Stout Grapple Attachment; Stout Solid Weld Skid Steer Plate; Stout Pallet Forks – 48” Walk-thru, 48” regular; Stout Fork Grapple; Set of 4 Maxum 10-16.5 Skid Steer 10-ply Tires; Set of 4 Maxum 12-16.5 Skid Steer 10-ply tires. Lawn & Garden (Sell Right after Trees): Ford 1210 Garden Tractor, 641 hrs., 3pt., 540 PTO; Land Pride Mdl. FDR1660 60” grooming mower, rear discharge, 3pt., 2yrs. Old; Artz Way 60 belly mower; IH Cub Cadet 44” Deck 18hp, new clutch, runs good; (3) New Masport WalkBehind Mowers, 1 commercial; JD F-620 w/54” deck; Agri-Fab 44” leaf sweep; Snapper rider; Cub Cadet for parts; White Garden Tractor; Leaf Shredder; Ariens Snow Blower; 48” Plug Aerator; 12v Sprayer; Walk-Behind Trimmer; snow blowers; Trees (Sell at 1 o’clock): Colorado Blue Spruce (25) 3’-4’ & (25) 2’; Black Hills Spruce (15) 2’-3’ & (20) 20”; White Pine (5) 2’; Norway Pine (5) 4’; Purple Lilacs (10) 2’. Campers, Boats & Dune Buggy: ’18 Forest River Vibe M308BHS, 32’ Bumper Hitch, bunk house, 2 slides, queen bed, power jack, stabilizers, awning w/remote, LED lights, Res. Size Fridge, Outdoor kitchen, Like New; ’13 Wildwood 24’ Bumper Hitch Camper, elec. Jacks, sleeps 6, used 6 times; ’85 Sylvan 16’ boat w/EZ Load Trailer, 60 hp Merc. w/9.9 kicker; Sandrail Buggy w/Ford Pinto 4cyl. Eng., Runs Good. Livestock: ’98 Better-Bilt Liquid Manure Spreader, Nice; (60) 6-Bar x 20’ Cont. Panels, New; (16) 5’x24’ Free Standing Panels, new; (40) 5’x10’ Portable Panels, new; cattle water; misc. cattle gates; calf creep feeder; steel post. Misc.: Lg. Anvil; tires & rims; JD 10 bolt hubs; 1000 gal. propane tank; 4500 BTU Elec. Furnace; 100 gal. Fuel Tank, new; tire rack; solar panels; JD fenders; IH Suit Case Weights; IH Front Fenders; 18.4x38 tires; Schwartz wf for 656; JD Fert. Boxes for 7000; Pickup fuel tank w/120 pump; blade for 4wh.; tool boxes; bolts; sludge pumps; fire hydrants; log splitter; Auctioneers Note: Due to weather conditions, we are full of small items. Still taking consignments of large equipment and vehicles. Please go to www.GirardAuction.com to view photos as items come in and are consigned. Terms: Cash, Good Check, Visa, MasterCard. SD Sale tax applies. Lunch by American Legion. Not responsible for accidents. Girard Auction & Land Brokers, Inc. (605) 267-2421 Toll Free: 1-866-531-6186 www.GirardAuction.com Marv Girard—BA; Ken Girard, CAI—Broker, Mike Girard, CAI—BA, Scott Moore--Auctioneer ***Note – Online bidding will be available on a portion of this auction*** CONTACT AUCTIONEERS: ALTON HEIMES 402-254-3315 RYAN CREAMER 402-254-9753, ROGER JANSSEN 402-388-4409 Advertising Deadline is April 10th www.CHJAUCTIONEERS.COM Online Only Consignment AUCTION Wednesday, April 17 We are now taking machinery consignments for an online only, timed auction that is scheduled to end April 17, 2019 Early consignments include several tractors and vehicles as well as tillage, harvest, planting and hay equipment. DEADLINE for consignments will be March 27 For more information call Cody Peterson - 605-682-1652 fcsamerica.com THERE’S A REASON REAL ESTATE BUYERS LAND WITH US. When you ?nance farmland with us, you aren’t just another customer – you are a customer-owner. So along with our attractive rates and exceptional terms, you get a voice in how we work and a share of what we earn in the form of cash-back dividends. Call us to learn more. YANKTON OFFICE: 605-665-9675 OR 800-658-3631 Riverboat Days There’ll Be Magic In The Air During Riverboat Days 2019 BY KATIE GREENE Yankton Riverboat Days Looking out the window today, I have a hard time believing it is almost spring. With the cold spell we have had, I find myself dreaming of warmer days and sandy beaches … which of course leads me to think about Riverboat Days. It is always exciting to announce the theme for the coming year. The theme for 2019 is … Magic on the Missouri! The Riverboat Days Food Committee has already released the application to be a vendor during Riverboat Days 2019. You can find it on our website, www.riverboatdays.com. The deadline this year is April 19. The board would like to thank Randy Oliver and Marlene Johnson for spending so much time organizing this part of Riverboat Days. On the technology front, Riverboat Days has some exciting news … a Riverboat Days app is in the works! Justin Brunick has been working hard to get the basics set up and we hope that it makes finding activities and vendors much easier this year! Look for it in the app store. You can also find information on our website, and thanks to Michele Termansen on our Facebook and Twitter page. Yankton Area Arts has already had the Summer Arts Festival application out and the deadline has passed. Julie Amsberry and Craig Sherman work hard to find unique artisans who make shopping a must! Thank you for being such great partners! You can contact Yankton Area Arts by calling 1-605-665-9754, visiting their website at www.YanktonAreaArts.org or by visiting the Riverboat Days website and clicking on the Yankton Area Arts button on the bottom left side of the page if you have any questions for the Summer Arts Festival part of Riverboat Days. The 2019 Riverboat Days Board of Directors — John Kraft (co-chair), Randy Oliver (co-chair), Milissa Wuebben, Robert Byrkeland, Dave Wright, Mike Byrkeland, Rick Stone, Michele Termansen, Mike Villanueva, Justin Brunick, Donna Madson & Jake Hoffner — would like to officially invite you to the 36th Riverboat Days on Aug. 16-18. finding the right job is easier than you think when you’ve got the right direction Stop searching. The Help Wanted section of the Missouri Valley Shopper lists many possible new job opportunities. Find a career that’s right for you. MV Shopper M I S S O U R I VA L L E Y M I S S O U R I VA L L E Y