033115_YKMV_A2.pdf
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March 31, 2015 • Page 2
Dave Says
Pay for grades?
“There’s no sense a-tall,” said
Alphonse “Windy” Wilson,
“in climbin’ a mountain. Why,
you can percolate up to the
top and what do you get?
Tired.”
Windy had cornered
several old ladies who were
leaving the Rest of Your Life
retirement home to walk two
blocks to the store. They
weren’t fast enough to escape
him.
“Yessum … them
mountain climbers … why
I recollectivate a bunch of
them went up a Alp and fell
off and killed theirselves …
mortally dead, too. Why? I
guess so they could stand up
there in the wind and freeze
and look down and say ‘Golly,
what a great view!”
Windy paused and studied
their faces to see if his lecture
was taking effect. Hard to tell
this early on.
“Knew a fella once … told
me he’d climbed the highest
peak in ever dang state in the
union. Ever one. So’s I ups
and says, ‘Well, did you climb
Mt. Whitney in California? Yes
he did. Did you climb Pikes
Peak in Colorady? Yes, did
that too. Bet you didn’t climb
the highest peak in Florida.
He looks at me then and says,
sure did.
‘Well, what’s the name of it,
I says to him. And he says it’s
the pitcher’s mound at the
Dodgers training camp.”
The ladies promised Windy
they wouldn’t climb any more
mountains, so he let them
escape up the sidewalk. But
then he yelled, “You know
why they tie them mountain
climbers together with ropes?
To keep the smart ones from
going home!”
--------Brought to you by Ol’ Jimmy
Dollar, a children’s book
by Slim Randles. http://
nmsantos.com/
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M I S S O U R I VA L L E Y
M I S S O U R I VA L L E Y
By Dave Ramsey
Dear Dave,
What’s your opinion
on rewarding kids with
money for getting good
grades in school?
– Joe
Dear Joe,
Honestly, I don’t have a
strong opinion about it
one way or the other. We
didn’t pay our kids for
good grades, but I can’t
really think of a strong
argument not to pay them
for success in school. You
could say you shouldn’t
pay them because
it’s something they’re
expected to do anyway,
and that’s somewhat valid.
But you could also make
the same point where
chores around the house
are concerned, too.
We paid our kids to do
some chores, but really
the point is not about the
economic value. It’s the
fact that you want your
kids to associate work
with money. I still meet
people my age and older
who haven’t made that
connection. Work creates
money, and that’s an
important thing to teach
your kids. Once they’ve
created some money by
working, then you want
to use those moments to
teach them to save, spend
and give wisely.
You can do this around the
subject of grades if you
want. There’s probably a
valid case to be made that
getting an “A” takes a lot
more work than getting a
“C.” You’re certainly not
obligated to pay them for
work or grades, but if you
don’t do some of this –
and teach them the proper
ways to handle the money
they earn — you’ll miss
out on a lot a fantastic
teachable moments.
—Dave
Making grown-up choices
Dear Dave,
My husband and I are on
Baby Step 2 of your plan.
We’ve got our starter
emergency fund of $1,000
in the bank, and we’re
busy paying off credit
cards and unpaid taxes
from previous years. He
thinks it’s okay to take
trips and save up for other
fun things while we’re
doing this, but I disagree.
I want to cut out all extra
spending and pay off our
debt as fast as possible.
What’s your opinion?
– Laura
Dear Laura,
It’s okay to do those things
in the general philosophy
of life. Unfortunately,
that’s not what I teach
when it comes to getting
out of debt and gaining
control of your finances.
The reason people are
successful following my
plan is because I teach
common sense combined
with an unbridled,
scorched-earth kind of
intensity.
Let’s take a closer look
at this. You have unpaid
taxes, not to mention
credit card debt hanging
over your heads, and he’s
talking about going on
a trip and saving up for
toys? I’m sorry, but that’s
completely irresponsible.
Remember when we were
kids, and Mommy and
Daddy wouldn’t let us go
outside and play until we
had cleaned up our mess?
That’s the kind of thing I
teach.
There’s a process here.
There’s an idea and a
concept behind what
I teach, and when you
plug into it, you’re going
to start moving in a
positive direction. In
short, behaviors have to
change, Laura. The more
dramatically they change,
the better results you
get and the faster you fix
things. But if you don’t
plug into it — if he doesn’t
plug into it — you guys are
going to keep getting the
same results you’ve been
getting, which basically
stink!
—Dave
* Dave Ramsey is America’s
trusted voice on money and
business. He has authored five
New York Times best-selling
books, including The Total
Money Makeover. The Dave
Ramsey Show is heard by
more than 8.5 million listeners
each week on more than 550
radio stations. Follow Dave on
Twitter at @DaveRamsey and
on the web at daveramsey.
com
www.missourivalleyshopper.com
FARM EQUIPMENT
RETIREMENT AUCTION
April 1st, Wakonda, SD: Spring Farm Machinery Consignment Auction—Huge Auction!
April 8th, Gayville, SD: Kenny & Marlene Hanson Home & Personal Property
April 10th, Wakonda, SD: Day 1 of the John Brandt Estate of Fargo, ND. Huge
Selection of John Deere & Massey Memorabilia plus Beer Signs, Antiques, & More
April 11th, Wakonda, SD: Day 2 Brandt Estate. Featuring Old & Rare John Deere
Toys, Lots of Arcade & Vindex Cast Iron, and much more
April 12th, Wakonda, SD: Day 3 Brandt Estate. Massey Harris & Massey-Ferguson
Toys plus much more of all brands!
April 16th, Irene, SD: Derby’s 1 Stop C-Store Business Opportunity Auction
April 17th, Wakonda, SD: Huge Farm Antique & Primitive Auction. Winchester &
Keen Kutter Tools, Cast Iron, Signs, & More. Unique & Unusual Antiques! Fred Jordan,
Amana, IA--Owner
April 18th, Wakonda, SD: Exceptional Farm Advertising & Sign Auction. 100+ Seed
Corn & Farm related Signs, Cloth Sacks, huge Purina Memorabilia collection and more.
Fred Jordan of Amana, IA—Owner
April 19th, Wakonda, SD: Last Farm Toy Auction of Spring! Super collection of
Custom built Loader Tractors—John Deere, IH, CaseIH, AC and more! Lots of pieces
that look “just like yours”!
May 2nd, Wakonda, SD: Huge Hamm’s Beer Sign & Memorabilia Auction. 350+
Cataloged Lots! Merrill Slafter Collection of Platsmouth, NE.
June 6th, LeMars, IA: Large all IH Tractor & Implement Auction, Rod Kuecker, Owner.
The Following Auctions are now open for
consignments by the public:
June 26th—Sign & Advertising Auction: Includes Gas, Oil, Automobile, Soda &
More. Space is very limited and only the best is being accepted!
June 26th—Motorcycle & Scooter Auction: All Brands—all ages—all conditions.
June 27th—17th Annual Classic Car, Truck & Hot Rod Auction: Space is limited
and filling up fast—call today!
August 26-27th—Summer Antique & Muscle Tractor Auction: It’s back this year,
consign early for best results!
Please cut & save this ad! This will be the only ad we run for this
month’s toy auctions. Don’t miss out! Thinking of having an auction
or have an item to sell, give us a call!
For more information on these auctions or on having your own auction,
please see GirardAuction.com or call toll free: 1-866-531-6186. Live
Internet bidding available for many of these auctions through GirardBid.
com! Free, full color brochure available by request.
605-267-2421
866-531-6186
Marv Girard, BA #12399;
Ken Girard, CAI, AARE Broker #10183;
Mike Girard, CAI, BA #13549;
Scott Moore Auctioneer #11031;
Mike Manning BA #11607
www.GirardAuction.com • www.GirardBid.com
THURSDAY, APRIL 9th, 2015
LOCATED: 52275 878 Rd. Verdigre, Nebr.
FROM VERDIGRE, NEBRASKA - 3 Miles South on Hwy 14 to 878 Road,
then 1 ¼ Mile West on 878 Rd. – Or From Juct. of Hwys. 59 & 14 West of
CREIGHTON, NEBRASKA, go 6 Miles North to 878 Road, then 1 ¼ West on 878 Rd.
AUCTION STARTS @ 10:00 A.M. • LUNCH BY GRANDMA PAM
AUCTIONEERS NOTE: MAKE YOUR PLANS TO JOIN US FOR THIS RETIREMENT AUCTION. ALBERT &
KAREN HAVE RENTED OUT THEIR FARM GROUND AND WILL SELL THE FOLLOWING FARM EQUIPMENT.
ALL ITEMS HAVE HAD EXCELLENT CARE AND WILL STAND ANYONES INSPECTION. VISIT OUR WEBSITE
www.MCHJAUCTIONEERS.com FOR MANY PHOTOS.
TRACTORS & SKID LOADER: New Holland T-7185, SN# ZCNO7795, Front Wheel Assist,
Power Shift Trans18.4 - 42 Rubber, 730 Hrs w/ NH Loader w/ 8 ft. bucket & Grapple; New
Holland TC-45 Front Wheel Assist, SN 604791, Open Station, 3 Pt, 17.5L.24 tires, 3 pt.,
639 Hrs; JD 4230 SN# 019832, Power Quad Trans., 18.4-38 Rear Tires, 10.00 x 16 Fronts,
95 hrs. on Complete Overhaul, Front Wtgs. New AC System; Bob Cat 371 Skid Loader
TRUCK: 1979 Chevy C-70, 5/2 Trans., 57,158 Miles, Near New Tires, 18 ft. box, Hoist
COMBINES & HEADS: New Holland TR 88, SN # 560988, 1,611 Hrs.; New Holland
73 C 20 ft. Flex Head; MF 750 Combine, SN # 21399, Gray Cab, 2319 Hrs. Gear
Drive, Heat & AC, Always Shedded, - Used Last Season; MF 750 Combine, SN #
169613212, Red Cab, 3800 Hrs. Hydro, Heat & AC; (3) MF 1144 Corn Heads; (1) MF
18 ft. Flex Head; (1) MF Dummy Head w/ Sund Pickup – Shedded, in Good Condition
FARM EQUIPMENT: JD 530 Round Baler; New Holland 276 Wire Tie Square Baler Always Shedded; Lehman 24 Ft. Stack Mover; New Idea 3622 Manure Spreader w/
Slop Gate; Kelly Ryan 4 x 10 Manure Spreader; Henkie 2160 Mixer Feed Wagon w/
Scale - Nice Condition; Killbros 375 Gravity Wagon w/ 12 Ton Gear; DMI 390 Gravity
Wagon w/ 14 Ton Gear; (2) Bush Hog Silage Wagons s/ Grain Endgates; Heider 5 x
10 Barge Wagon w/ Side Boards & Hoists; (2) Flatbed Hay Racks - 14 ft & 16 ft.; (2)
Steel Flair Wagons w/ Hoists & Side Boards; 5 x 10 Barge Wagon w/ Sideboard &
Hoists; JD 7000 4R36” Planter w/ Monitor -Bean Cups to be Sold Separately; JD Van
Brunt 18 x 7 Grain Drill; Noble 4 Section Harrow w/ Cart; Lundell Stalk Flail Shredder;
IHC 475 Disk - 18 ft. Black Gang - 9” Spacing - Near New Blades; JD 1010 3 pt. 16
Ft. Field Cultivator w/ Harrow; (2) Liston 4 Row Rolling Cultivators; JD 5 x 16 & 5 x 14
Semi Mounted Plows; Hesston 7160 Silage Cutter w/ Elec. Controls, Wide & Narrow
Heads; (2) Feteral 56 Foot Grain Augers; 4 Tine Grapple Fork for Westendorf Loader;
(2) Ottowa Chief 3 pt. Post Hole Diggers; (3) Running Gears; IHC 9 ft. Bar Mower ; New
Holland 451 7 ft. Bar Mower; Gnuse 3 pt. 7 ft. Rear Scoop; Rhino 6 Ft. Lumber Jack
Shredder; Bush Hog 6 ft. 3 pt. Finishing Mower; Winco 12,000 Watt Stand by Generator
ANTIQUE CAR: 1927 Ford Roadster Car - Original Engine – Runs
ANTIQUE FARM EQUIPMENT; JD 3 x 14 Mounted Plow; (2) JD ABG Cultivators - JD 2 Cyl.
Mtgs; JD 2 Row Stalk Shredder; 2 Row Rolling Stalk Shredder - Pull Type; JD Steel Wheel
Running Gear; Potato Digger; (2) Hog Oilers; Copper Clad Antique Wood Cooking Stove
BOAT: Galston 18 ft. Boat w/ 60 HP Johnson Motor - Original Condition w/ Trailer & Cover
.
MISCELLANEOUS: LDT Corn Furnace - New Never Used; Pax 6 Ton Bulk Bin w/ Auger;
Chore Time 3 Ton Bulb Bin w/ Auger; Steel Livestock Waterier & 3 Roll Cattle Oilers; (6)
Grain Bin Jacks; JD Wheel Weights; JD Front Weights for JD 10-20 Series; Several Tractor
Chains; JD Hydraulic Cylinders; Miscellaneous New MF Combine Parts & 550 & 750
Combine Weights; New Combine Tire 23.1x26; Propane Hanging Furnace; Elec. Fencers;
Misc. Tires & Rims; ¾ HP Submersible Well Pump - Near New; 8 ft. Cement Lid w/ man
.
Hole; Steel Livestock Waterier; (2) 80 Gal. Polly Hog Waterier; Misc. Chicken Equipment;
Tenderfoot Hof Flooring & Risers; Sears Gas Powered Power Washer; Sears 3 hp. Table
Saw; Radial Arm Saw; 30 Gallon Electric Hot Water heater; Gas Barrels; (19) Geese
PLUS MANY MORE MISCELLANEOUS ITEMS TOO NUMEROUS TO MENTION
BUILDINGS - TO BE REMOVED: 16 x 48 Dog Kennel Building w/ Outside Runs; 10 X 12
Brooder House; 16 x 18 Old Wash House; 16 x 32 Hog Barn; SEMI Storage Trailer w/Title
HORSES: (2) Arabiian Paint Cross Mares, 8 to 12 yrs. Old - To Be Sold as a Pair
ALBERT & KAREN HERMES - OWNERS
402-640-1208
For more information call CHJ Auctioneers: Alton at 402-254-3315, or Ryan at 402-254-9753
AUCTIONEERS & APPRAISERS L.L.C.: WWW.MCHJAUCTIONEERS.COM
AUCTION CONDUCTED BY:
FOR COMPLETE LISTING & PHOTOS
ALTON HEIMES 402-254-3315
CREAMER HEIMES JANSSEN
TERMS: CASH OR BANKABLE CHECK.
RYAN CREAMER 402-254-9753
NOT RESPONSIBLE FOR ACCIDENTS
AUCTIONEERS & APPRAISERS L.L.C.
ROGER JANSSEN 402-388-4409
OR THEFT.
ASSISTING AUCTIONEER: KEITH SAATHOFF