shop online at www.missourivalleyshopper.com March 31, 2015 • Page 2 Dave Says Pay for grades? “There’s no sense a-tall,” said Alphonse “Windy” Wilson, “in climbin’ a mountain. Why, you can percolate up to the top and what do you get? Tired.” Windy had cornered several old ladies who were leaving the Rest of Your Life retirement home to walk two blocks to the store. They weren’t fast enough to escape him. “Yessum … them mountain climbers … why I recollectivate a bunch of them went up a Alp and fell off and killed theirselves … mortally dead, too. Why? I guess so they could stand up there in the wind and freeze and look down and say ‘Golly, what a great view!” Windy paused and studied their faces to see if his lecture was taking effect. Hard to tell this early on. “Knew a fella once … told me he’d climbed the highest peak in ever dang state in the union. Ever one. So’s I ups and says, ‘Well, did you climb Mt. Whitney in California? Yes he did. Did you climb Pikes Peak in Colorady? Yes, did that too. Bet you didn’t climb the highest peak in Florida. He looks at me then and says, sure did. ‘Well, what’s the name of it, I says to him. And he says it’s the pitcher’s mound at the Dodgers training camp.” The ladies promised Windy they wouldn’t climb any more mountains, so he let them escape up the sidewalk. But then he yelled, “You know why they tie them mountain climbers together with ropes? To keep the smart ones from going home!” --------Brought to you by Ol’ Jimmy Dollar, a children’s book by Slim Randles. http:// nmsantos.com/ MV Shopper CLASSIFIEDS M I S S O U R I VA L L E Y IN PRINT & ONLINE To place your ad call... 605.665.5884 If you read this you know... RON’S AUTO GLASS Locally Owned & Operated 1915 Broadway, Yankton, SD (Next to Dairy Queen) For Your Home! 605-665-9841 SPRING advertising pays! Call the Missouri Valley Shopper at 665-5884 or stop by to place your ad today! 319 Walnut St. • Yankton MV Shopper MV Shopper M I S S O U R I VA L L E Y M I S S O U R I VA L L E Y By Dave Ramsey Dear Dave, What’s your opinion on rewarding kids with money for getting good grades in school? – Joe Dear Joe, Honestly, I don’t have a strong opinion about it one way or the other. We didn’t pay our kids for good grades, but I can’t really think of a strong argument not to pay them for success in school. You could say you shouldn’t pay them because it’s something they’re expected to do anyway, and that’s somewhat valid. But you could also make the same point where chores around the house are concerned, too. We paid our kids to do some chores, but really the point is not about the economic value. It’s the fact that you want your kids to associate work with money. I still meet people my age and older who haven’t made that connection. Work creates money, and that’s an important thing to teach your kids. Once they’ve created some money by working, then you want to use those moments to teach them to save, spend and give wisely. You can do this around the subject of grades if you want. There’s probably a valid case to be made that getting an “A” takes a lot more work than getting a “C.” You’re certainly not obligated to pay them for work or grades, but if you don’t do some of this – and teach them the proper ways to handle the money they earn — you’ll miss out on a lot a fantastic teachable moments. —Dave Making grown-up choices Dear Dave, My husband and I are on Baby Step 2 of your plan. We’ve got our starter emergency fund of $1,000 in the bank, and we’re busy paying off credit cards and unpaid taxes from previous years. He thinks it’s okay to take trips and save up for other fun things while we’re doing this, but I disagree. I want to cut out all extra spending and pay off our debt as fast as possible. What’s your opinion? – Laura Dear Laura, It’s okay to do those things in the general philosophy of life. Unfortunately, that’s not what I teach when it comes to getting out of debt and gaining control of your finances. The reason people are successful following my plan is because I teach common sense combined with an unbridled, scorched-earth kind of intensity. Let’s take a closer look at this. You have unpaid taxes, not to mention credit card debt hanging over your heads, and he’s talking about going on a trip and saving up for toys? I’m sorry, but that’s completely irresponsible. Remember when we were kids, and Mommy and Daddy wouldn’t let us go outside and play until we had cleaned up our mess? That’s the kind of thing I teach. There’s a process here. There’s an idea and a concept behind what I teach, and when you plug into it, you’re going to start moving in a positive direction. In short, behaviors have to change, Laura. The more dramatically they change, the better results you get and the faster you fix things. But if you don’t plug into it — if he doesn’t plug into it — you guys are going to keep getting the same results you’ve been getting, which basically stink! —Dave * Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 8.5 million listeners each week on more than 550 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey. com www.missourivalleyshopper.com FARM EQUIPMENT RETIREMENT AUCTION April 1st, Wakonda, SD: Spring Farm Machinery Consignment Auction—Huge Auction! April 8th, Gayville, SD: Kenny & Marlene Hanson Home & Personal Property April 10th, Wakonda, SD: Day 1 of the John Brandt Estate of Fargo, ND. Huge Selection of John Deere & Massey Memorabilia plus Beer Signs, Antiques, & More April 11th, Wakonda, SD: Day 2 Brandt Estate. Featuring Old & Rare John Deere Toys, Lots of Arcade & Vindex Cast Iron, and much more April 12th, Wakonda, SD: Day 3 Brandt Estate. Massey Harris & Massey-Ferguson Toys plus much more of all brands! April 16th, Irene, SD: Derby’s 1 Stop C-Store Business Opportunity Auction April 17th, Wakonda, SD: Huge Farm Antique & Primitive Auction. Winchester & Keen Kutter Tools, Cast Iron, Signs, & More. Unique & Unusual Antiques! Fred Jordan, Amana, IA--Owner April 18th, Wakonda, SD: Exceptional Farm Advertising & Sign Auction. 100+ Seed Corn & Farm related Signs, Cloth Sacks, huge Purina Memorabilia collection and more. Fred Jordan of Amana, IA—Owner April 19th, Wakonda, SD: Last Farm Toy Auction of Spring! Super collection of Custom built Loader Tractors—John Deere, IH, CaseIH, AC and more! Lots of pieces that look “just like yours”! May 2nd, Wakonda, SD: Huge Hamm’s Beer Sign & Memorabilia Auction. 350+ Cataloged Lots! Merrill Slafter Collection of Platsmouth, NE. June 6th, LeMars, IA: Large all IH Tractor & Implement Auction, Rod Kuecker, Owner. The Following Auctions are now open for consignments by the public: June 26th—Sign & Advertising Auction: Includes Gas, Oil, Automobile, Soda & More. Space is very limited and only the best is being accepted! June 26th—Motorcycle & Scooter Auction: All Brands—all ages—all conditions. June 27th—17th Annual Classic Car, Truck & Hot Rod Auction: Space is limited and filling up fast—call today! August 26-27th—Summer Antique & Muscle Tractor Auction: It’s back this year, consign early for best results! Please cut & save this ad! This will be the only ad we run for this month’s toy auctions. Don’t miss out! Thinking of having an auction or have an item to sell, give us a call! For more information on these auctions or on having your own auction, please see GirardAuction.com or call toll free: 1-866-531-6186. Live Internet bidding available for many of these auctions through GirardBid. com! Free, full color brochure available by request. 605-267-2421 866-531-6186 Marv Girard, BA #12399; Ken Girard, CAI, AARE Broker #10183; Mike Girard, CAI, BA #13549; Scott Moore Auctioneer #11031; Mike Manning BA #11607 www.GirardAuction.com • www.GirardBid.com THURSDAY, APRIL 9th, 2015 LOCATED: 52275 878 Rd. Verdigre, Nebr. FROM VERDIGRE, NEBRASKA - 3 Miles South on Hwy 14 to 878 Road, then 1 ¼ Mile West on 878 Rd. – Or From Juct. of Hwys. 59 & 14 West of CREIGHTON, NEBRASKA, go 6 Miles North to 878 Road, then 1 ¼ West on 878 Rd. AUCTION STARTS @ 10:00 A.M. • LUNCH BY GRANDMA PAM AUCTIONEERS NOTE: MAKE YOUR PLANS TO JOIN US FOR THIS RETIREMENT AUCTION. ALBERT & KAREN HAVE RENTED OUT THEIR FARM GROUND AND WILL SELL THE FOLLOWING FARM EQUIPMENT. ALL ITEMS HAVE HAD EXCELLENT CARE AND WILL STAND ANYONES INSPECTION. VISIT OUR WEBSITE www.MCHJAUCTIONEERS.com FOR MANY PHOTOS. TRACTORS & SKID LOADER: New Holland T-7185, SN# ZCNO7795, Front Wheel Assist, Power Shift Trans18.4 - 42 Rubber, 730 Hrs w/ NH Loader w/ 8 ft. bucket & Grapple; New Holland TC-45 Front Wheel Assist, SN 604791, Open Station, 3 Pt, 17.5L.24 tires, 3 pt., 639 Hrs; JD 4230 SN# 019832, Power Quad Trans., 18.4-38 Rear Tires, 10.00 x 16 Fronts, 95 hrs. on Complete Overhaul, Front Wtgs. New AC System; Bob Cat 371 Skid Loader TRUCK: 1979 Chevy C-70, 5/2 Trans., 57,158 Miles, Near New Tires, 18 ft. box, Hoist COMBINES & HEADS: New Holland TR 88, SN # 560988, 1,611 Hrs.; New Holland 73 C 20 ft. Flex Head; MF 750 Combine, SN # 21399, Gray Cab, 2319 Hrs. Gear Drive, Heat & AC, Always Shedded, - Used Last Season; MF 750 Combine, SN # 169613212, Red Cab, 3800 Hrs. Hydro, Heat & AC; (3) MF 1144 Corn Heads; (1) MF 18 ft. Flex Head; (1) MF Dummy Head w/ Sund Pickup – Shedded, in Good Condition FARM EQUIPMENT: JD 530 Round Baler; New Holland 276 Wire Tie Square Baler Always Shedded; Lehman 24 Ft. Stack Mover; New Idea 3622 Manure Spreader w/ Slop Gate; Kelly Ryan 4 x 10 Manure Spreader; Henkie 2160 Mixer Feed Wagon w/ Scale - Nice Condition; Killbros 375 Gravity Wagon w/ 12 Ton Gear; DMI 390 Gravity Wagon w/ 14 Ton Gear; (2) Bush Hog Silage Wagons s/ Grain Endgates; Heider 5 x 10 Barge Wagon w/ Side Boards & Hoists; (2) Flatbed Hay Racks - 14 ft & 16 ft.; (2) Steel Flair Wagons w/ Hoists & Side Boards; 5 x 10 Barge Wagon w/ Sideboard & Hoists; JD 7000 4R36” Planter w/ Monitor -Bean Cups to be Sold Separately; JD Van Brunt 18 x 7 Grain Drill; Noble 4 Section Harrow w/ Cart; Lundell Stalk Flail Shredder; IHC 475 Disk - 18 ft. Black Gang - 9” Spacing - Near New Blades; JD 1010 3 pt. 16 Ft. Field Cultivator w/ Harrow; (2) Liston 4 Row Rolling Cultivators; JD 5 x 16 & 5 x 14 Semi Mounted Plows; Hesston 7160 Silage Cutter w/ Elec. Controls, Wide & Narrow Heads; (2) Feteral 56 Foot Grain Augers; 4 Tine Grapple Fork for Westendorf Loader; (2) Ottowa Chief 3 pt. Post Hole Diggers; (3) Running Gears; IHC 9 ft. Bar Mower ; New Holland 451 7 ft. Bar Mower; Gnuse 3 pt. 7 ft. Rear Scoop; Rhino 6 Ft. Lumber Jack Shredder; Bush Hog 6 ft. 3 pt. Finishing Mower; Winco 12,000 Watt Stand by Generator ANTIQUE CAR: 1927 Ford Roadster Car - Original Engine – Runs ANTIQUE FARM EQUIPMENT; JD 3 x 14 Mounted Plow; (2) JD ABG Cultivators - JD 2 Cyl. Mtgs; JD 2 Row Stalk Shredder; 2 Row Rolling Stalk Shredder - Pull Type; JD Steel Wheel Running Gear; Potato Digger; (2) Hog Oilers; Copper Clad Antique Wood Cooking Stove BOAT: Galston 18 ft. Boat w/ 60 HP Johnson Motor - Original Condition w/ Trailer & Cover . MISCELLANEOUS: LDT Corn Furnace - New Never Used; Pax 6 Ton Bulk Bin w/ Auger; Chore Time 3 Ton Bulb Bin w/ Auger; Steel Livestock Waterier & 3 Roll Cattle Oilers; (6) Grain Bin Jacks; JD Wheel Weights; JD Front Weights for JD 10-20 Series; Several Tractor Chains; JD Hydraulic Cylinders; Miscellaneous New MF Combine Parts & 550 & 750 Combine Weights; New Combine Tire 23.1x26; Propane Hanging Furnace; Elec. Fencers; Misc. Tires & Rims; ¾ HP Submersible Well Pump - Near New; 8 ft. Cement Lid w/ man . Hole; Steel Livestock Waterier; (2) 80 Gal. Polly Hog Waterier; Misc. Chicken Equipment; Tenderfoot Hof Flooring & Risers; Sears Gas Powered Power Washer; Sears 3 hp. Table Saw; Radial Arm Saw; 30 Gallon Electric Hot Water heater; Gas Barrels; (19) Geese PLUS MANY MORE MISCELLANEOUS ITEMS TOO NUMEROUS TO MENTION BUILDINGS - TO BE REMOVED: 16 x 48 Dog Kennel Building w/ Outside Runs; 10 X 12 Brooder House; 16 x 18 Old Wash House; 16 x 32 Hog Barn; SEMI Storage Trailer w/Title HORSES: (2) Arabiian Paint Cross Mares, 8 to 12 yrs. Old - To Be Sold as a Pair ALBERT & KAREN HERMES - OWNERS 402-640-1208 For more information call CHJ Auctioneers: Alton at 402-254-3315, or Ryan at 402-254-9753 AUCTIONEERS & APPRAISERS L.L.C.: WWW.MCHJAUCTIONEERS.COM AUCTION CONDUCTED BY: FOR COMPLETE LISTING & PHOTOS ALTON HEIMES 402-254-3315 CREAMER HEIMES JANSSEN TERMS: CASH OR BANKABLE CHECK. RYAN CREAMER 402-254-9753 NOT RESPONSIBLE FOR ACCIDENTS AUCTIONEERS & APPRAISERS L.L.C. ROGER JANSSEN 402-388-4409 OR THEFT. ASSISTING AUCTIONEER: KEITH SAATHOFF